16 pre-built templates across 5 sectors. Each maps to battle-tested condition types — no new backend logic. Pick a template to pre-fill your allocation, or build custom.
Sell fractional ownership with escrow until threshold is met
Funds held in escrow until a minimum investment threshold is reached, then released to the developer. A time-locked hold period prevents early withdrawal, protecting both investors and the project.
Example
Miami Commercial Tower — 200 Investors
18-month construction + 12-month hold period. Rental income is distributed to holders on the schedule the deal creator sets.
Conditions
Release funds when the minimum number of investors have committed
12-month hold period after property completion
Release funds at each construction milestone, hold retainage
Funds are disbursed in stages as construction milestones are completed. An independent inspector verifies each phase before release. Draws total 90% of the contract; a 10% retainage is held back and releases only after final handover, a lien-filing window, and a no-liens confirmation.
Example
Austin Mixed-Use Development — 5 Phases
5 draw phases totalling 90%: foundation (18%), structure (23%), roofing (18%), interior (22%), handover (9%). 10% retainage releases after the lien-free period.
Conditions
Site cleared, foundation poured and cured
Walls, columns, and beams erected
Roof structure and waterproofing installed
Electrical, plumbing, finishing, and fixtures installed
All punch-list items resolved, keys handed to buyer/investor
Independent inspector confirms all milestones. Investor committee can approve or dispute.
Statutory window in which subcontractors and suppliers can file a mechanic's lien after final handover. Retainage cannot release before this date.
Owner or title company confirms no mechanic's liens were filed during the lien window and all subcontractor waivers are on file.
Final handover complete, lien-filing window elapsed, and no-liens confirmation received — all three required before the 10% retainage releases.
Recipient Structure
Distribute rental income to investors on a schedule
Rental income collected from a property is distributed to fractional investors on the payout schedule the property manager configures (distribution schedules control the recurring cadence). This template escrows a distribution and holds it until the earliest release date you set.
Example
Austin Apartment Portfolio — Q2 Distribution
Quarterly rental income from 60-unit apartment complex. 150 fractional holders.
Conditions
Holds the escrowed distribution until this date. The recurring payout cadence (e.g. monthly or quarterly) is governed by the property's distribution schedule, not by this condition.
Hold purchase funds until all closing conditions are met
Purchase funds held in escrow until closing conditions are satisfied: title search, property inspection, appraisal, and lender approval. Whether escrowed stablecoins count toward reserve or closing requirements depends on your lender — confirm eligibility with them directly.
Example
San Francisco Home Purchase Closing
Closing escrow for a residential purchase. Title search + inspection + appraisal + lender sign-off required.
Conditions
Earliest date funds can be released (closing day)
Title company confirms no liens, encumbrances, or ownership disputes on the property before closing
Licensed inspector confirms property condition
Licensed appraiser confirms property value meets loan requirements
Mortgage lender signs off on final disbursement
Earnest money up front, balance when the deed is recorded
Structured like a standard residential purchase: a small earnest-money portion releases to the seller on offer acceptance, and the balance stays in escrow until contingencies (inspection & financing) are removed, the title company confirms the deed is recorded at the county recorder's office, a clean title search is verified, and both buyer's and seller's attorneys sign off. The deed-recording milestone is confirmed by the closing agent (Qualia/ATTOM automation on the roadmap). Works for cash purchases, 1031 exchanges, and cross-border property transfers.
Example
Brooklyn Brownstone — Cash Purchase
3% earnest money released on offer acceptance. Balance releases after contingencies are removed, the deed is recorded, title search is clear, and buyer + seller attorneys sign off. The closing agent confirms deed recording (Qualia/ATTOM automation on the roadmap).
Conditions
Closing agent confirms the purchase agreement is fully executed and releases the earnest deposit to the seller. Attach the signed agreement as evidence — its SHA-256 hash is recorded on the audit trail.
Buyer's inspection and financing contingencies are formally removed. Attach the signed contingency-removal form as evidence — its SHA-256 hash is recorded on the audit trail.
Earliest date funds can be released (scheduled closing day)
Title company confirms deed recorded at county recorder's office. Auto-verified via Qualia webhook when available, or triggered manually.
Title company confirms no liens, encumbrances, or ownership disputes. Auto-verified via Qualia webhook when available, or triggered manually.
Buyer's attorney confirms all closing documents are in order
Seller's attorney confirms deed transfer and closing terms
Contingencies removed, closing date reached, deed recorded, title clear, and both attorneys signed off — all required before the purchase balance releases to the seller.
Recipient Structure
Hold payment until delivery is documented and terms expire
Buyer funds escrow tied to invoice net terms. Payment releases when delivery is documented AND the net terms period has elapsed. If delivery is never confirmed, an auto-refund deadline returns the funds to the buyer — the rejection backstop for disputed shipments.
Example
Shenzhen→LA Electronics Export Invoice
Net 60 terms. Delivery receipt / bill of lading attached as milestone evidence. 90-day auto-refund backstop.
Conditions
Payment cannot release before the invoice net terms expire
Assign an independent logistics inspector as this milestone's attestor. When confirming, attach the signed delivery receipt or bill of lading — the document's SHA-256 hash is recorded on the audit trail.
Both the net terms expiry and the documented delivery milestone are required before payment releases to the seller.
If delivery is never confirmed by this date, escrowed funds return to the buyer automatically
Finance purchase orders with milestone-gated release
Buyer deposits funds against a purchase order. Payment releases when shipment is documented AND the goods are accepted — by the buyer, or by an independent inspector's certificate if the buyer is unresponsive or disputes. The inspector path keeps an honest seller from being held hostage; the buyer path keeps payment conditional on real acceptance.
Example
Industrial Equipment PO — Chicago Manufacturing
Bill of lading attached at shipment. Release on buyer sign-off OR independent inspection certificate.
Conditions
Assign an independent freight inspector as this milestone's attestor. When confirming, attach the bill of lading and tracking documents — each document's SHA-256 hash is recorded on the audit trail.
Buyer confirms goods received in acceptable condition
Assign an independent inspection firm as the attestor. Their signed inspection certificate (attached as evidence, SHA-256 recorded) releases payment if the buyer does not sign off.
Either the buyer's approval or the independent inspector's certificate satisfies acceptance.
Multi-party approval for cross-border supply chains
Funds held in escrow across a multi-party supply chain. Each stage (customs, delivery, buyer acceptance) is confirmed with documents attached as evidence — every document's SHA-256 hash lands on the audit trail. If the chain stalls and no stage completes, an auto-refund deadline returns funds to the buyer.
Example
Shenzhen→Chicago Manufacturing Supply Chain
3-party chain: customs clearance, delivery confirmation, buyer acceptance. Clearance and delivery documents hashed to the audit trail. 120-day auto-refund backstop.
Conditions
Assign your customs broker as this milestone's attestor. When confirming, attach the customs clearance documents and certificate of origin — each document's SHA-256 hash is recorded on the audit trail.
Assign the logistics provider or an independent inspector as the attestor. Attach the signed proof-of-delivery — its SHA-256 hash is recorded on the audit trail.
Buyer inspects goods and approves quality/quantity
Customs clearance, documented delivery, and buyer acceptance are all required before funds release.
If the supply chain stalls and stages are not confirmed by this date, escrowed funds return to the buyer automatically
Buyer funds escrow; staged release to seller on milestones
The buyer deposits the full trade amount into escrow. Funds are released to the seller in stages as milestones are confirmed (shipment, customs, delivery), each with shipping documents attached as evidence — SHA-256 hashes recorded on the audit trail. An auto-return deadline protects the buyer: if no milestones fire within the deadline, funds return automatically.
Example
Rotterdam→Houston Industrial Equipment Purchase
Buyer funds → staged release: shipment (40%), customs (30%), delivery (30%). B/L, clearance, and delivery documents hashed to the audit trail. 60-day protection.
Conditions
Assign an independent marine surveyor or freight inspector as the attestor. When confirming dispatch, attach the bill of lading — its SHA-256 hash is recorded on the audit trail.
Assign your customs broker as the attestor. Attach the clearance certificate and certificate of origin — each document's SHA-256 hash is recorded on the audit trail.
Assign an independent inspector as the attestor. Attach the signed proof-of-delivery and inspection report — SHA-256 hashes recorded on the audit trail.
If no milestones fire by this date, funds return to buyer automatically
Recipient Structure
Time-locked vesting with board approval gate
Employee or advisor token allocation with a cliff period (time lock) followed by periodic releases. Board approval required before any vesting event is processed. Standard 4-year schedule with 1-year cliff.
Example
Series B Employee Token Options — 200 Recipients
4-year vesting, 1-year cliff. Board approval gate. 200 employees across 3 offices.
Conditions
No vesting until the cliff date (typically 1 year)
Board of directors must approve each vesting release
Regulatory lock-up with compliance sign-off
Early investor or pre-IPO shares locked for a regulatory minimum period. Compliance officer must approve release after the lock-up expires. Prevents premature selling and ensures market stability.
Example
Pre-IPO Share Lock-Up — 20 Early Investors
12-month lock-up period. Compliance approval required for release.
Conditions
Regulatory minimum holding period (e.g. 12 months)
Compliance officer confirms lock-up requirements are met
Batch dividend payout on the ex-dividend date
Dividend funds are time-locked until the ex-dividend date, then released immediately as a batch payout to all shareholders. Leverages Multicall3 batching for up to 1,000 recipients in under 2 minutes.
Example
Q2 2026 Dividend Distribution — 500 Shareholders
Quarterly dividend to 500 shareholders. Automatic batch on ex-dividend date.
Conditions
Funds release on the ex-dividend date
Multi-department budget allocation with audit checkpoints
Federal or state budget funds held in escrow and released to agencies only after department approval, treasury sign-off, and independent audit. Immutable audit trail satisfies public accountability requirements.
Example
Federal Infrastructure Grant — 15 Agencies
3-phase disbursement: department approval, treasury sign-off, audit verification at each phase.
Conditions
Originating department head approves the disbursement
Treasury department confirms budget availability and compliance
Independent auditor confirms prior-phase deliverables before next release
Milestone-gated payment for government contracts
Public procurement funds held in escrow until the vendor delivers and a procurement officer certifies receipt. Inspector verification prevents payment for incomplete deliverables.
Example
Municipal IT Infrastructure Upgrade
3-milestone delivery: hardware installation, software deployment, training complete. Officer sign-off at each.
Conditions
Vendor delivers goods or completes service milestone
Independent inspector verifies quality and completeness
Authorized procurement officer certifies payment release
Milestone-based grant disbursement with donor reporting
Grant funds held in escrow and released as program milestones are achieved. Quarterly time locks ensure steady disbursement cadence. Immutable audit trail provides donor-grade reporting automatically.
Example
Education Initiative — 3 Countries, 50 Schools
Enrollment milestones + quarterly reporting gates. Automatic release on target achievement.
Conditions
Program target (enrollment, completion, delivery) confirmed by field officer
Funds for next quarter locked until the quarterly reporting date
Release funds only when measurable impact is verified
Outcome-based funding where disbursement is linked to verified impact metrics. An independent metric inspector confirms results before release. Time-locked review periods ensure proper verification cadence.
Example
Clean Water Program — 10 Communities
Impact metrics: wells drilled, water quality tests, community access verified by inspector.
Conditions
Independent metric inspector confirms measurable impact achieved
Review period before next disbursement tranche
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